Cloning funded by the NIH and Bank Lies in overdraft Laws

Dennis Ross and his Gators

H.R.2560 - Human Cloning Prohibition Act of 2007 110th Congress (2007-2008) Was laughed at by the Republicans and Democrats who were in Congress who were heavy in Drug Companies Donations. They said this no one was doing cloning. Yet the NIH.. the US government who states they do not fun cloning gives grants for cloning https://www.nih.gov/grants-funding

Big Banks such as "Citizen Bank"  that change their " rules claim it the new law prevents them from removing illegal over drafts,There is no law pertaining to not removing overdrafts  In fact the court rulings say the opposite  

Financial Institutions that could potentially face lawsuits regarding their overdraft procedures include:

Ally Financial. Bank of Hawaii, First Hawaiian, People's United, Union Bank. Bank of the West,Bank of Oklahoma,Capital One Financial Corp.,Commerce Bank.Fifth Third,HSBC,UMB Bank (AZ, CO, IL, KS, MO, NE, OK, TX), Valley National Bank (NJ) ,New York Community Bank (NY), Community Bank, N.A. (NY). NBT Bank, N.A. (NY),First Niagara Bank, N.A. (NY). Umpqua (OR and CA).Citizens Bank (MI and OH),Bank Midwest (MO),Stillwater (OK),Vectra (CO),Santa Barbara Bank and Trust (CA),City National (CA),Sandy Spring (MD).Bank of the Ozarks (AR),EverBank (FL).Tri Counties Bank (CA),NBT Bank (NY and PA). 

GA/10333

8 MARCH 2005

GENERAL ASSEMBLY ADOPTS UNITED NATIONS DECLARATION ON HUMAN CLONING BY VOTE OF 84-34-37

Plenary

82nd Meeting (AM)

ON HUMAN CLONING BY VOTE OF 84-34-37

The General Assembly this morning adopted the United Nations Declaration on Human Cloning, by which Member States were called on to adopt all measures necessary to prohibit all forms of human cloning inasmuch as they are incompatible with human dignity and the protection of human life. 

Acting on the recommendation of the Sixth Committee (Legal), contained in its report A/59/516/Add.1, the Assembly adopted the text by a vote of 84 in favour to 34 against, with 37 abstentions (See Annex). 

By further terms of the Declaration, Member States were also called on to protect adequately human life in the application of life sciences; to prohibit the application of genetic engineering techniques that may be contrary to human dignity; to prevent the exploitation of women in the application of life sciences; and to adopt and implement national legislation in that connection.  

The Declaration adopted today was the product of a Working Group established by the Assembly to finalize the text of a United Nations declaration on human cloning, which met in New York last month.  Last November, the Sixth Committee averted a divisive vote on the question of an international convention against human reproductive cloning by deciding to take up the issue as a declaration.

Regretting the failure to achieve consensus, several delegations said they had voted against the text today because the reference to “human life” could be interpreted as a call for a total ban on all forms of human cloning.  The Assembly had missed an opportunity to adopt a convention prohibiting reproductive cloning, said the United Kingdom representative, because of the intransigence of those who were not prepared to recognize that other sovereign States might decide to permit strictly controlled applications of therapeutic cloning.  Echoing the views of a number of speakers, he said the Declaration was a non-binding political statement, which would not affect his country’s position on the issue.

Those in favour of the Declaration welcomed its adoption, saying it constituted an important step in the protection of human dignity and the promotion of human rights, as well as a stepping stone in the process towards a complete ban on human cloning.  The text, noted Costa Rica’s representative, sought to advance science in a clear framework of ethical norms.  The text, added Ethiopia’s representative, sent a clear message against unethical research which made human life the object of experimentation.  

Also this morning, the Assembly conveyed its deepest condolences to the families of the nine United Nations peacekeepers from Bangladesh who were killed in the Democratic Republic of the Congo on Friday, 25 February. 

In addition, the Assembly was informed that Afghanistan, Cape Verde, Côte d’Ivoire, the Dominican Republic, Palau and the Solomon Islands had made the necessary payments to reduce their arrears below the amount specified in Article 19 of the Charter.

Yet the United Stated refused to protect their own Citizens. We need to clean house , Drain the Republican and Democrat Swamp.

Human Cloning Prohibition Act of 2007 - Amends the Federal Food, Drug, and Cosmetic Act to make it unlawful for any person, including a governmental entity, to: (1) perform or attempt to perform human cloning; or (2) ship, mail, transport, or receive the product of human somatic cell nuclear transfer technology knowing that such product is for the purpose of human cloning. Sets forth criminal and civil penalties for violations of this Act.

110th CONGRESS 1st Session

H. R. 2560

To amend the Federal Food, Drug, and Cosmetic Act to prohibit human cloning, and for other purposes.

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IN THE HOUSE OF REPRESENTATIVES

June 5, 2007

Ms. DeGette (for herself, Mr. Murphy of Connecticut, Mr. Langevin, Mr. Space, Mrs. Boyda of Kansas, and Mr. Carnahan) introduced the following bill; which was referred to the Committee on Energy and Commerce

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A BILL

To amend the Federal Food, Drug, and Cosmetic Act to prohibit human cloning, and for other purposes.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

This Act may be cited as the “Human Cloning Prohibition Act of 2007”.

SEC. 2. PROHIBITION AGAINST HUMAN CLONING.

(a) In General.—The Federal Food, Drug, and Cosmetic Act (21 U.S.C. 301 et seq.) is amended by adding at the end the following:

“CHAPTER X—HUMAN CLONING

“PROHIBITION AGAINST HUMAN CLONING

“Sec. 1001. (a) In General.—It shall be unlawful for any person—

“(1) to perform or attempt to perform human cloning; or

“(2) to ship, mail, transport, or receive the product of human somatic cell nuclear transfer technology knowing that such product is for the purpose of human cloning.

“(b) Definitions.—For purposes of this section:

“(1) The term ‘human cloning’ means the implantation of the product of human somatic cell nuclear transfer technology into a uterus or the functional equivalent of a uterus.

“(2) The term ‘human somatic cell nuclear transfer technology’ means transferring the nuclear material of a human somatic cell into an egg cell from which the nuclear material has been removed or rendered inert.

“(3) The term ‘person’ includes a governmental entity.”.

(b) Prohibited Acts.—

(1) IN GENERAL.—Section 301 of the Federal Food, Drug, and Cosmetic Act (21 U.S.C. 331) is amended by adding at the end the following:

“(jj) The violation of section 1001(a).”.

(2) CRIMINAL PENALTY.—Section 303(b) of the Federal Food, Drug, and Cosmetic Act (21 U.S.C. 333(b)) is amended by adding at the end the following:

“(7) Notwithstanding subsection (a), any person who violates section 301(jj) shall be imprisoned not more than 10 years or fined in accordance with title 18, United States Code, or both.”.

(3) CIVIL PENALTIES.—Section 303 of the Federal Food, Drug, and Cosmetic Act (21 U.S.C. 333) is amended—

(A) by redesignating subsection (g) as subsection (f); and

(B) by adding at the end the following:

“(g)(1) Any person who violates section 301(jj) shall be liable to the United States for a civil penalty in an amount not to exceed the greater of—

“(A) $10,000,000; or

“(B) an amount equal to the amount of any gross pecuniary gain derived from such violation multiplied by 2.

“(2) Paragraphs (3) through (5) of subsection (f) apply with respect to a civil penalty under this subsection to the same extent and in the same manner as such paragraphs (3) through (5) apply with respect to a civil penalty under subsection (f).”.

(4) FORFEITURE.—Section 303 of the Federal Food, Drug, and Cosmetic Act, as amended by paragraph (3), is amended by adding at the end the following:

“(h) Any property, real or personal, derived from or used to commit a violation of section 301(jj), or any property traceable to such property, shall be subject to forfeiture to the United States.”.

BANKS THAT LIE TO YOU ON THE PHONE
I have a conversation with the bank Citizens who lied to me , was rude to me on the phone and ended up hanging up once I would not step down. Last person Lauren asked me if my listeners would be interested in how I speak to people. Maybe this Banker needed her time out corner. My listeners want the truth not the bank spin.
The entire conversation of the taped call will be on the show including the long hold time while they gathered the rudest person they could find! If this how #CitizensBank speaks to me imagine how they speak to their customers.

Is this how the CEO and the Officers of Citizens Bank taught their workers how to act  

Board of Directors

Citizens Financial Group, Inc.
Citizens Bank, N.A.
Citizens Bank of Pennsylvania

Bruce Van Saun
Chairman and Chief Executive Officer of Citizens Financial Group, Inc.
Chair of the Executive Committee

Mark Casady
Chairman and Chief Executive Officer, LPL Financial
Member of the Risk Committee

Christine M. Cumming
Former First Vice President and Chief Operating Officer, Federal Reserve Bank of New York
Member of the Risk Committee

Anthony Di Iorio
Former Chief Financial Officer, Deutsche Bank A.G.
Member of the Audit Committee and Nominating and Corporate Governance Committee

William P. Hankowsky
Chairman, President and Chief Executive Officer, Liberty Property Trust
Member of the Audit Committee and Compensation and Human Resources Committee

Howard W. Hanna III
Chairman and Chief Executive Officer, Hanna Holdings, Inc.
Member of the Audit Committee and Nominating and Corporate Governance Committee

Leo I. ("Lee") Higdon
Past President of Connecticut College
Member of the Audit Committee and Compensation and Human Resources Committee

Charles J. ("Bud") Koch
Former Chairman, President and Chief Executive Officer, Charter One Bank
Chair of the Risk Committee and Member of the Audit Committee

Arthur F. Ryan (Lead Director)
Former Chairman, Chief Executive Officer and President of Prudential Financial Inc.
Chair of the Compensation and Human Resources Committee, Member of the Executive Committee and Nominating and Corporate Governance Committee

Shivan S. Subramaniam
Chairman, Factory Mutual Insurance Company 
Chair of the Nominating and Corporate Governance Committee, Member of the Executive Committee and Risk Committee

Wendy A. Watson
Former Executive Vice President, Global Services, State Street Bank & Trust Company
Chair of the Audit Committee, Member of the Risk Committee and Compensation and Human Resources Committee

Marita Zuraitis
Director, President and CEO, The Horace Mann Companies
Member of the Risk Committee

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